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How It Works

Audit Ready AML/CTF Compliance Across the Entire Client Lifecycle

From onboarding to ongoing monitoring and reporting, every feature is aligned to Australian AML/CTF Act obligations. Designed for Tranche 2 regulatory requirements from 2026 onward.

Compliance Simplified

From obligation to audit ready, step by step.

Navigate the complexities of AUSTRAC compliance with a guided, automated workflow designed for growing businesses.

📋 Guided Risk Questionnaire

Answer plain English questions about your business, customers and services. No legal jargon, just clear inputs for a comprehensive profile.

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app.cleartrace360.com.au/risk assessment
Risk Questionnaire Step 4 of 9
Do you assist with company or trust formation?
Yes, regularly
Occasionally
No

📄 Program & Policies Generated

Your AML/CTF program and risk assessment are built from your answers, fully AUSTRAC aligned and tailored to your specific operational risks.

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app.cleartrace360.com.au/program
AML/CTF Program Generated
Part A, ML/TF Risk Assessment Ready
Part B, Policies & Controls Ready
Customer Due Diligence Policy Ready
Record Keeping & Reporting Review

👥 Onboard Clients

Built in identity verification (KYC/KYB), PEP and sanctions screening at point of onboarding. Fast, secure, and integrated directly into your workflow.

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app.cleartrace360.com.au/onboarding
Onboarding, Acme Holdings Pty Ltd KYB
Identity verification (KYC) Verified
Beneficial owners (UBO) 3 / 3
Sanctions screening Clear
PEP screening 1 to review

🔔 Ongoing Monitoring

Automatic reminders, case management, and risk re assessment over time. We handle the heavy lifting of keeping your data fresh and relevant.

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app.cleartrace360.com.au/monitoring
Monitoring Alerts 2 open
Sanctions list refresh, M. Park High
PEP status change, D. Hartley Medium
Quarterly re screen, 1,247 clients Done

🛡 Stay Audit Ready

Every action logged in a 7-year audit trail, ready for AUSTRAC reporting. Sleep better knowing your compliance history is immutable and organized.

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app.cleartrace360.com.au/audit log
Audit Trail 7-yr · Immutable
CDD completed, Meridian Holdings 09:14
SMR lodged, SMR-2026-004 08:52
Risk rating updated, Pacific Trust Yesterday
Program v1.3 approved 12 Jun
The Challenge

Tranche 2 puts new obligations on firms that have never had them.

Most professional services firms don't have a compliance team, a playbook, or the time to build one from scratch.

New obligations, no playbook

Tranche 2 brings accountants, lawyers, conveyancers, and real estate agents under AUSTRAC for the first time. Most firms have no internal compliance team and no template to follow.

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Fragmented tools and consultants

Risk templates from one provider, a verification tool from another, training somewhere else, and a consultant on retainer to glue it together. The cost adds up, and so does the risk.

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Manual processes don't scale

Spreadsheets, email threads, and PDFs collapse the moment AUSTRAC asks for a 7-year audit trail. Firms need defensible records without the operational drag.

Features

Everything Tranche 2 asks of you, in one place.

One platform, every obligation. Stop stitching together templates, screening tools, training portals, and spreadsheets. ClearTrace covers every core obligation in a single guided workflow.

📊

ML/TF Risk Assessment

A guided questionnaire tailored to your profession produces a defensible, AUSTRAC aligned risk assessment.

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AML/CTF Program Builder

Generate a customised Part A & Part B program in minutes, with policies that match your services and clients.

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Customer Due Diligence

KYC and KYB onboarding workflows with PEP and sanctions screening built in, no separate vendor required.

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Ongoing Monitoring

Re screen clients on a schedule, manage alerts as cases, and capture every decision in one trail.

🎓

Role Based Staff Training

Bite sized modules tailored to compliance officers, senior managers, and team members, with completion tracking.

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Reporting & 7-Year Audit Trail

AUSTRAC reporting tools and a tamper evident record of every check, decision, and document.

Built for Your Profession

Tailored to the firms Tranche 2 newly regulates.

ClearTrace adapts its risk assessment, program, and CDD workflows to the designated services you actually provide.

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Accountants

Public practice accountants, bookkeepers and tax agents providing services like company formation, trust setup, payroll administration, or acting as a nominee become reporting entities under Tranche 2.

Relevant designated services
  • Company and trust formation
  • Acting as a nominee director or trustee
  • Managing client money or assets
  • Buying and selling of business entities

Legal & Conveyancing

Solicitors and conveyancers handling property transfers, client trust money or entity structuring fall within the designated services captured by Tranche 2.

Relevant designated services
  • Conveyancing and real property transfers
  • Managing client money held in trust
  • Company and trust formation
  • Acting as a nominee or in a fiduciary capacity
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Real Estate

Agencies brokering the sale, purchase or transfer of real estate become reporting entities, with obligations triggered at the point of acting for a buyer or seller.

Relevant designated services
  • Brokering the sale or purchase of real estate
  • Acting for a buyer, seller or lessor
  • Verifying parties to a property transaction
  • Ongoing screening across a listing lifecycle
Why ClearTrace

The only platform built end to end for Tranche 2 firms.

See how ClearTrace compares to the alternatives most firms consider.

Feature ClearTrace DIY / Starter Kits Consultants Generic RegTech
Tranche 2 specialisationPartialPartial
Transparent pricingPartialPartial
All in one (risk, program, CDD, training, reporting)PartialPartial
Australian based supportPartial
Ease of use for non compliance staffPartialPartial
What We Stand For

Purpose, People, Process

Three commitments that shape every part of ClearTrace, from the methodology in the platform to the people behind it.

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Purpose

Tranche 2 brought thousands of Australian accountants, lawyers, conveyancers and real estate agents into a regulatory regime they've never had to operate in before. ClearTrace exists to make that obligation clear, manageable, and genuinely achievable, without forcing a small practice to build an internal compliance team from scratch.

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People

ClearTrace isn't a generic RegTech product retrofitted from banking software. It's built and overseen by qualified accountants, auditors and information security specialists who understand Australian professional services from the inside.

Meet the team →

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Process

ClearTrace is built around a structured, risk based methodology aligned to AUSTRAC's guidance: assess risk, document the program, verify and onboard clients, monitor on an ongoing basis, and keep audit ready records, the same disciplined process AccSource has applied to client compliance work for years, now built into software.

ClearTrace, by AccSource

Backed by an Australian compliance practice, not a software startup guessing at regulation.

📅
18+ Years
Australian compliance & accounting experience
🛡
ISO 27001
The platform is designed and developed by an ISO/IEC 27001-certified company
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APP aligned
Data handling practices aligned to APP privacy standards
🏢
200+ Businesses
Supported through compliance and audit engagements

ClearTrace is built by AccSource, an Australian accounting and compliance practice that has spent 18+ years helping businesses navigate financial regulation, audit, and risk. When Tranche 2 brought AML/CTF obligations to professions that had never faced them before, AccSource's own compliance and security specialists set out to build the tool they wished existed, ClearTrace is the result.

FAQ

Implementation, Integration & Security

Will ClearTrace integrate with our existing systems?
Yes. API access (Professional and above) plus built in ASIC verification and CAS360 integration. We scope CRM, document and practice management integrations during onboarding.
How quickly can we go live?
Typically 1–3 weeks. Smaller firms self onboard in days; multi office deployments with SSO and integrations take 2–4 weeks with guided onboarding included.
How is our data secured?
Australian data residency, AES-256 at rest, TLS 1.3 in transit, RBAC, MFA and tamper proof audit logs. ISO 27001:2022 aligned.
ClearTrace supports audit ready record keeping, client due diligence, and ongoing monitoring workflows aligned to the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth). Designed for upcoming Tranche 2 obligations affecting accounting, legal, and real estate sectors from 2026. ClearTrace is a technology platform, it does not provide legal or regulatory advice.

See the Full AML Operating System in Action

Book a tailored demonstration and see how ClearTrace operationalises AML/CTF compliance for your firm, from onboarding to audit readiness.

Powered by AccSource 18+ Years Compliance Experience ISO 27001:2022 Aligned Team Australian Owned & Operated Data Hosted in Australia

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